But that guaranteed benefit with a whole life policy is

Last year regs, that give you a bit more in depth. I can tell you about sidecars but not much two wheels, that is more my brother thing. He has had some decent results at the TT in the past but is recovering at the moment from a big off. Investing, done properly, also requires more research and financial savvy to get better results that are not guaranteed just paying a premium for whole life insurance every month for a guarantee. Ideally investing will produce good results and have better yield, making it better for long term growing of assets to leave behind. But that guaranteed benefit with a whole life policy is attractive for those that want to avoid any risk and have something that is not going to fluctuate based on circumstance outside of the insured’s control to leave behind for their families.

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