Grandparent owned 529 plan accounts are not includable assets

But assets held in 529 accounts are treated as parents’ assets, where only 5.64% is required to be used towards college costs. If you own any 529 plan accounts, consider owning these in the grandparents’ name, with the student as the beneficiary. Grandparent owned 529 plan accounts are not includable assets for financial aid purposes.

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